Rent vs. buy: run the real numbers in 30 seconds

A free calculator that shows whether renting or buying comes out ahead for your situation, with tax, insurance and upkeep, year by year.

Should you just buy? Enter the home price, the rent for a similar place, your down payment and your rate.

The calculator shows which comes out ahead after the years you plan to stay, including tax, insurance and upkeep.

Anyone told that renting is throwing money away, who wants the real numbers.

In this video

  • Home price, rent, down payment and mortgage rate in
  • Which comes out ahead, and by how much
  • The true first-month cost of owning vs. renting
  • How the answer changes with how long you stay
  • Free guides for roommates, rent splits and neighborhoods

Common questions

Do I need an account?

No. The rent vs. buy calculator is free and works without signing up.

About Snestico

Snestico is an AI housing assistant for U.S. renters: describe the place you want in plain English, get live listings from several sites with answers about each home, match with compatible roommates and connect with your new neighborhood.

  • Every roommate match tells you why. Snestico compares up to 24 everyday habits and shows what you agree on, where you differ and any dealbreakers, before you ever message.
  • Every listing is checked for red flags. Homes priced far below similar ones, payment requests common in scams and listings that have sat for over a month are flagged on the card.
  • Your number stays yours. Chat with roommates and sellers in the app, share contact details only when you choose, and report anyone who makes you uneasy.

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